houseSubcommittee
Economic Opportunity Subcommittee
- Referred to
- Hearings By (subcommittee)
- Markup by
- Reported by
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H.R. 1803In committee
Fair Access to Co-ops for Veterans Act of 2025
Introduced: Mar 3, 2025
Latest action date: Feb 24, 2026
Latest development
Forwarded by Subcommittee to Full Committee by Voice Vote.
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- Congress
- 119th Congress
- Introduced
- Mar 3, 2025
- Recorded roll calls
- 0
Status detail: The most advanced recorded stage is committee consideration.
Plain-language overview
What this bill does
Fair Access to Co-ops for Veterans Act of 2025
This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit.
For purposes of the administration of such loans, the bill
- establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan,
- treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and
- guarantees up to 25% of the amount of the loan for loans exceeding $144,000.
Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.
Official summary from Congress.gov.
Civixly topics
What this legislation is about
Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.
Official CRS policy area
Armed Forces and National Security
View 7 official legislative subjects
Administrative law and regulatory proceduresCooperative and condominium housingDepartment of Veterans AffairsGovernment lending and loan guaranteesMarketing and advertisingUser charges and feesVeterans' loans, housing, homeless programs
Committee activity
Committees and subcommittees that received, reviewed, marked up, or reported this legislation.
Official committee record ↗
houseStanding
Veterans' Affairs Committee
- Referred To
Amendments
Proposed changes to this measure, with their latest official outcome or action from Congress.gov.
No amendments are listed for this measure.
Checked against Congress.gov Oct 10, 2026.
Action timeline
Newest action first. Action language comes from the official Congress.gov record.
View full action timeline7 actions
Forwarded by Subcommittee to Full Committee by Voice Vote.
CommitteeHouse committee actionsSubcommittee Consideration and Mark-up Session Held
CommitteeHouse committee actionsSubcommittee Hearings Held
CommitteeHouse committee actionsReferred to the Subcommittee on Economic Opportunity.
CommitteeHouse committee actionsIntroduced in House
IntroReferralLibrary of CongressReferred to the House Committee on Veterans' Affairs.
IntroReferralHouse floor actionsIntroduced in House
IntroReferralLibrary of Congress
Roll-call votes
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No connected roll-call votes are currently available for this bill.
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