H.R. 423In committee

Private Student Loan Bankruptcy Fairness Act of 2025

Introduced: Jan 15, 2025

Latest action date: Jan 15, 2025

Latest development

Referred to the House Committee on the Judiciary.

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Congress: 119th Congress
Introduced: Jan 15, 2025
Recorded roll calls: 0

Status detail: The most advanced recorded stage is committee consideration.

Plain-language overview

What this bill does

Private Student Loan Bankruptcy Fairness Act of 2025

This bill modifies the treatment of certain student loans in bankruptcy.

Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

Civixly topics

What this legislation is about

Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.

Education

Official CRS policy area

Finance and Financial Sector

Committee activity

Committees and subcommittees that received, reviewed, marked up, or reported this legislation.

houseStanding

Judiciary Committee

Official committee record ↗

Referred ToJan 15, 2025

Amendments

Proposed changes to this measure, with their latest official outcome or action from Congress.gov.

No amendments are listed for this measure.

Checked against Congress.gov Sep 13, 2026.

Action timeline

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View full action timeline3 actions

Jan 15, 2025
Referred to the House Committee on the Judiciary.
IntroReferralHouse floor actions
Jan 15, 2025
Introduced in House
IntroReferralLibrary of Congress
Jan 15, 2025
Introduced in House
IntroReferralLibrary of Congress

Roll-call votes

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