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H.R. 7730Passed Congress
Bankruptcy Threshold Adjustment Act
Introduced: Feb 26, 2026
Latest action date: Oct 14, 2026
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Message on Senate action sent to the House.
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- Congress
- 119th Congress
- Introduced
- Feb 26, 2026
- Recorded roll calls
- 0
Status detail: The full action history records passage in both chambers.
Plain-language overview
What this bill does
Bankruptcy Threshold Adjustment Act of 2026
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.
The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
Official summary from Congress.gov · checked Oct 28, 2026.
Civixly topics
What this legislation is about
Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.
Official CRS policy area
Finance and Financial Sector
View 3 official legislative subjects
BankruptcyDebt collectionSmall business
Committee activity
Committees and subcommittees that received, reviewed, marked up, or reported this legislation.
Official committee record ↗
Amendments
Proposed changes to this measure, with their latest official outcome or action from Congress.gov.
No amendments are listed for this measure.
Checked against Congress.gov Nov 2, 2026.
Action timeline
Newest action first. Action language comes from the official Congress.gov record.
View full action timeline18 actions
Message on Senate action sent to the House.
FloorSenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
FloorSenatePassed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
FloorLibrary of CongressReceived in the Senate, read twice.
IntroReferralSenateMotion to reconsider laid on the table Agreed to without objection.
FloorHouse floor actionsPassed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
FloorLibrary of CongressOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
FloorHouse floor actionsDEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
FloorHouse floor actionsConsidered under suspension of the rules. (consideration: CR H5939-5941)
FloorHouse floor actionsMr. Cline moved to suspend the rules and pass the bill, as amended.
FloorHouse floor actionsPlaced on the Union Calendar, Calendar No. 684.
CalendarsHouse floor actionsReported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
CommitteeLibrary of CongressReported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
CommitteeHouse floor actionsCommittee Consideration and Mark-up Session Held
CommitteeHouse committee actionsOrdered to be Reported (Amended) by Voice Vote.
CommitteeHouse committee actionsReferred to the House Committee on the Judiciary.
IntroReferralHouse floor actionsIntroduced in House
IntroReferralLibrary of CongressIntroduced in House
IntroReferralLibrary of Congress
Roll-call votes
Recorded House and Senate votes connected to this bill. Your representatives appear first when available.
No connected roll-call votes are currently available for this bill.
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