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H.R. 918In committee

Mortgage Insurance Tax Deduction Act of 2025

Introduced: Feb 4, 2025

Latest action date: Feb 4, 2025

Latest development

Referred to the House Committee on Ways and Means.

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Congress
119th Congress
Introduced
Feb 4, 2025
Recorded roll calls
0

Status detail: The most advanced recorded stage is committee consideration.

Plain-language overview

What this bill does

Mortgage Insurance Tax Deduction Act of 2025

This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums.

Under current law, only premiums paid before 2022 (and after 2006) for qualified mortgage insurance (mortgage insurance provided by Department of Veterans Affairs, the Federal Housing Administration, the Rural Housing Service, and certain private mortgage insurers) in connection with obtaining a mortgage may be deducted as an itemized tax deduction. (Some limitations apply.).

Official summary from Congress.gov.

Civixly topics

What this legislation is about

Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.

Official CRS policy area

Taxation

Committee activity

Committees and subcommittees that received, reviewed, marked up, or reported this legislation.

Amendments

Proposed changes to this measure, with their latest official outcome or action from Congress.gov.

No amendments are listed for this measure.

Checked against Congress.gov Oct 20, 2026.

Action timeline

Newest action first. Action language comes from the official Congress.gov record.

View full action timeline3 actions
  1. Introduced in House

    IntroReferralLibrary of Congress
  2. Referred to the House Committee on Ways and Means.

    IntroReferralHouse floor actions
  3. Introduced in House

    IntroReferralLibrary of Congress

Roll-call votes

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Sources: Congress.gov and official House and Senate vote records.

View data freshness details

Base metadata check pending · Civixly summary check pending · Action timeline checked Oct 20, 2026 · Complete sponsorship check pending · Topics checked Oct 20, 2026 · Committees checked Oct 20, 2026 · Status checked Oct 20, 2026 · Related bills checked Oct 20, 2026.