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Banking, Housing, and Urban Affairs Committee
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S. 1564Passed Senate
Floodplain Enhancement and Recovery Act
Introduced: May 1, 2025
Latest action date: Oct 5, 2026
Latest development
Held at the desk.
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- Congress
- 119th Congress
- Introduced
- May 1, 2025
- Recorded roll calls
- 0
Status detail: The full action history records passage in the Senate.
Plain-language overview
What this bill does
Floodplain Enhancement and Recovery Act
This bill eases restrictions for ecosystem restoration projects in designated floodways that meet certain risk criteria.
Under current National Flood Insurance Program requirements, such projects are generally prohibited in a designated floodway if the project would increase the area’s base flood elevation.
The bill establishes conditions under which a community may permit an ecosystem restoration project within a designated floodway that would result in an increase in base flood elevations. Specifically, the project may be permitted if (1) a professional engineer determines that the cumulative effect of the increase will be not more than 1 foot; (2) no insurable structure or critical infrastructure is located in an impacted area; and (3) the community submits an analysis to the Federal Emergency Management Agency on the project’s effects after the project is complete.
An ecosystem restoration project is defined by the bill as a project that manipulates the physical, chemical, or biological characteristics of a site with a goal of recovering, reclaiming, or improving the functions of an aquatic resource or floodplain.
Official summary from Congress.gov · checked Oct 19, 2026.
Civixly topics
What this legislation is about
Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.
Official CRS policy area
Finance and Financial Sector
View 5 official legislative subjects
Aquatic ecologyEnvironmental assessment, monitoring, researchFloods and storm protectionLand use and conservationWetlands
Committee activity
Committees and subcommittees that received, reviewed, marked up, or reported this legislation.
Official committee record ↗
Amendments
Proposed changes to this measure, with their latest official outcome or action from Congress.gov.
No amendments are listed for this measure.
Checked against Congress.gov Oct 30, 2026.
Action timeline
Newest action first. Action language comes from the official Congress.gov record.
View full action timeline9 actions
Held at the desk.
FloorHouse floor actionsReceived in the House.
FloorHouse floor actionsMessage on Senate action sent to the House.
FloorSenateSenate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
DischargeSenateSenate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
CommitteeLibrary of CongressPassed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
FloorLibrary of CongressPassed Senate without amendment by Unanimous Consent. (consideration: CR S5298; text: CR S5298)
FloorSenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.
IntroReferralSenateIntroduced in Senate
IntroReferralLibrary of Congress
Roll-call votes
Recorded House and Senate votes connected to this bill. Your representatives appear first when available.
No connected roll-call votes are currently available for this bill.
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