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S. 723Became law

Tribal Trust Land Homeownership Act of 2025

Introduced: Feb 25, 2025

Latest action date: May 4, 2026

Latest development

Became Public Law No: 119-88.

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Congress
119th Congress
Introduced
Feb 25, 2025
Recorded roll calls
1

Status detail: Congress.gov records that the measure became law.

Plain-language overview

What this bill does

Tribal Trust Land Homeownership Act of 2025

This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.

Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.

The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.

The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.

Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Official summary from Congress.gov.

Civixly topics

What this legislation is about

Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.

Official CRS policy area

Native Americans

View 6 official legislative subjects
Congressional oversightGovernment information and archivesGovernment studies and investigationsHousing finance and home ownershipIndian lands and resources rightsIntergovernmental relations

Committee activity

Committees and subcommittees that received, reviewed, marked up, or reported this legislation.

Amendments

Proposed changes to this measure, with their latest official outcome or action from Congress.gov.

No amendments are listed for this measure.

Checked against Congress.gov Oct 10, 2026.

Action timeline

Newest action first. Action language comes from the official Congress.gov record.

View full action timeline26 actions
  1. Signed by President.

    PresidentLibrary of Congress
  2. Signed by President.

    BecameLawLibrary of Congress
  3. Became Public Law No: 119-88.

    PresidentLibrary of Congress
  4. Became Public Law No: 119-88.

    BecameLawLibrary of Congress
  5. Presented to President.

    FloorHouse floor actions
  6. Presented to President.

    PresidentLibrary of Congress
  7. Motion to reconsider laid on the table Agreed to without objection.

    FloorHouse floor actions
  8. On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).

    FloorHouse floor actions
  9. Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).

    FloorLibrary of Congress
  10. Considered as unfinished business. (consideration: CR H2390)

    FloorHouse floor actions
  11. At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

    FloorHouse floor actions
  12. DEBATE - The House proceeded with forty minutes of debate on S. 723.

    FloorHouse floor actions
  13. Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)

    FloorHouse floor actions
  14. Mr. Westerman moved to suspend the rules and pass the bill.

    FloorHouse floor actions
  15. Held at the desk.

    FloorHouse floor actions
  16. Received in the House.

    FloorHouse floor actions
  17. Message on Senate action sent to the House.

    FloorSenate
  18. Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.

    FloorLibrary of Congress
  19. Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)

    FloorSenate
  20. Star Print ordered on 119-60.

    FloorSenate
  21. Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.

    CalendarsSenate
  22. Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.

    CommitteeSenate
  23. Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.

    CommitteeLibrary of Congress
  24. Committee on Indian Affairs. Ordered to be reported without amendment favorably.

    CommitteeSenate
  25. Introduced in Senate

    IntroReferralLibrary of Congress
  26. Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)

    IntroReferralSenate

Roll-call votes

Recorded House and Senate votes connected to this bill. Your representatives appear first when available.

PassedMar 4, 2026House · Roll call 81

On Motion to Suspend the Rules and Pass

384 Yea40 Nay8 Not Voting
View 432 recorded positions
Adam SmithNot Voting
Dan CrenshawNot Voting
David ScottYea
Eric SwalwellYea
James R. BairdNot Voting
Sheila Cherfilus-McCormickYea
Tony GonzalesYea

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Sources: Congress.gov and official House and Senate vote records.

View data freshness details

Base metadata check pending · Civixly summary check pending · Action timeline checked Oct 10, 2026 · Complete sponsorship check pending · Topics checked Oct 10, 2026 · Committees checked Oct 10, 2026 · Status checked Oct 10, 2026 · Related bills checked Oct 10, 2026.