S. 978In committee

HELPER Act of 2025

Introduced: Mar 12, 2025

Latest action date: Mar 12, 2025

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Current stage

In committee

The most advanced recorded stage is committee consideration.

Introduced

Mar 12, 2025

Latest action

Mar 12, 2025

Recorded roll calls

Civixly topics

What this legislation is about

Civixly topics make federal and state legislation comparable. They are derived from the official CRS policy area and legislative subjects.

Education Housing Justice & Public Safety Business & Economy Family & Social Services

Official CRS policy area

Finance and Financial Sector

Bill Summary

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Committee activity

Committees and subcommittees that received, reviewed, marked up, or reported this legislation.

senateStanding

Banking, Housing, and Urban Affairs Committee

Official committee record ↗

Referred ToMar 12, 2025
Referred ToMar 12, 2025

Amendments

Proposed changes to this measure, with their latest official outcome or action from Congress.gov.

No amendments are listed for this measure.

Checked against Congress.gov Sep 13, 2026.

Action timeline

Newest action first. Action language comes from the official Congress.gov record.

View full action timeline2 actions

Mar 12, 2025
Introduced in Senate
IntroReferralLibrary of Congress
Mar 12, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
IntroReferralSenate

Roll-call votes