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Executive OrderCurrent administrationBudget & TaxesHousingBusiness & EconomyAgriculture & Natural Resources

Decreasing Housing Costs for the American People

Donald Trump · 47th PresidentPublished Oct 28, 2026Signed Oct 22, 2026

Document overview

Summary

Section 1 . Purpose. The American Dream of homeownership is a vital pillar of our great country. It is the policy of my Administration to reduce regulatory barriers to mortgage origination and costs impeding homeownership; embrace innovative risk and value assessment technologies that incorporate Super Intelligence to drive down mortgage and homeownership costs; and promote competition and innovation throughout the housing and mortgage market. Sec. 2 . Proactive Cancellation of Excessive Mortgage Insurance.…

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