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State Government / Hawaii / Legislation / SB 2964

SB 2964Session 2026SenateBecame law

RELATING TO PROPERTY INSURANCE.

Source-provided summary

Requires homeowners insurance producers to notify policyholders that they may submit information regarding improvements made to the insured residential property, which shall then be submitted to the homeowners insurer. Requires homeowners insurers to reevaluate the replacement cost estimate based on the information submitted by a policyholder, and offer the policyholder the option to purchase additional coverage to cover the full amount of the replacement cost estimate. Establishes administrative penalties for violations. Effective 1/1/2027. (CD1)

Latest development · Jul 14, 2026

Act 256, 07/14/2026 (Gov. Msg. No. 1358).

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Source record ↗
Session
2026
Introduced
Jan 23, 2026
Latest passage
May 6, 2026
TopicsSponsorsActionsRelated billsDiscussion

Topics and classification

Civixly topics

HousingBusiness & Economy

Source subjects

Administrative PenaltyHomeowners InsuranceNoticeOffer to Insure to ValueReplacement Cost ValueUnderinsurance

Document type

Bill

Sponsors

Primary sponsors are listed before cosponsors and other sponsoring entities.

Primary sponsorCHANG
Primary sponsorFUKUNAGA
Primary sponsorHASHIMOTO
Primary sponsorKIDANI
Primary sponsorMCKELVEY
Primary sponsorRICHARDS

Action timeline

Newest action first. Action language is supplied by the state source.

View full action timeline38 actions⌄
  1. Jul 14, 2026

    Act 256, 07/14/2026 (Gov. Msg. No. 1358).

    Became LawExecutive SignatureSenate
  2. Jul 14, 2026

    Act 256, on 07/14/2026 (Gov. Msg. No. 1358).

    Became LawExecutive SignatureHouse
  3. May 8, 2026

    Received notice of passage on Final Reading in House (Hse. Com. No. 888).

    ReceiptSenate
  4. May 8, 2026

    Enrolled to Governor.

    Executive ReceiptSenate
  5. May 6, 2026

    Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.

    PassageSenate
  6. May 6, 2026

    Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).

    PassageHouse
  7. May 6, 2026

    Received notice of Final Reading (Sen. Com. No. 816).

    ReceiptHouse
  8. Apr 29, 2026

    The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Keohokalole, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

    Committee Passage FavorableSenate
  9. Apr 29, 2026

    The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Matayoshi, Grandinetti, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

    Committee Passage FavorableHouse
  10. Apr 29, 2026

    Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 75-26).

    Senate
  11. Apr 29, 2026

    48 Hrs. Notice (as amended CD 1) 05-06-26.

    Senate
  12. Apr 29, 2026

    Reported from Conference Committee (Conf Com. Rep. No. 75-26) as amended in (CD 1).

    House
  13. Apr 29, 2026

    Forty-eight (48) hours notice Wednesday, 05-06-26.

    House
  14. Apr 28, 2026

    Bill scheduled for Conference Committee Meeting on Wednesday, 04-29-26 3:30PM in conference room 224.

    House
  15. Apr 27, 2026

    Senate Conferees Appointed: Keohokalole Chair; McKelvey Co-Chair; Awa.

    Senate
  16. Apr 27, 2026

    Received notice of Senate conferees (Sen. Com. No. 783).

    ReceiptHouse
  17. Apr 20, 2026

    House Conferees Appointed: Matayoshi Chair; Grandinetti, Pierick.

    House
  18. Apr 20, 2026

    Received notice of appointment of House conferees (Hse. Com. No. 787).

    ReceiptSenate
  19. Apr 16, 2026

    Received from House (Hse. Com. No. 720).

    IntroductionReceiptSenate
  20. Apr 16, 2026

    Senate disagrees with House amendments.

    Amendment FailureSenate
  21. Apr 16, 2026

    Received notice of disagreement (Sen. Com. No. 710).

    ReceiptHouse
  22. Apr 14, 2026

    Passed Third Reading with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.

    PassageHouse
  23. Apr 9, 2026

    Reported from CPC (Stand. Com. Rep. No. 1971-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading.

    House
  24. Apr 9, 2026

    Passed Second Reading as amended in HD 1; placed on the calendar for Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Cochran excused (1).

    House
  25. Mar 31, 2026

    The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Kong, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and 2 Excused: Representative(s) Ichiyama, Lowen.

    Committee Passage FavorableHouse
  26. Mar 27, 2026

    Bill scheduled to be heard by CPC on Tuesday, 03-31-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE.

    House
  27. Mar 12, 2026

    Pass First Reading

    Reading 1House
  28. Mar 12, 2026

    Referred to CPC, referral sheet 17

    Referral CommitteeHouse
  29. Mar 10, 2026

    Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: Senator(s) Inouye, Richards, San Buenaventura. Noes, 0 (none). Excused, 0 (none). Transmitted to House.

    PassageSenate
  30. Mar 10, 2026

    Received from Senate (Sen. Com. No. 327) in amended form (SD 1).

    IntroductionReceiptHouse
  31. Mar 5, 2026

    Reported from CPN (Stand. Com. Rep. No. 2797) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.

    Senate
  32. Mar 5, 2026

    Report adopted; Passed Second Reading, as amended (SD 1).

    Reading 2Referral CommitteeSenate
  33. Mar 5, 2026

    48 Hrs. Notice 3/10/2026.

    Senate
  34. Feb 25, 2026

    The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

    Committee Passage FavorableSenate
  35. Feb 20, 2026

    The committee(s) on CPN has scheduled a public hearing on 02-25-26 9:32AM; Conference Room 229 & Videoconference.

    Senate
  36. Jan 30, 2026

    Referred to CPN.

    Referral CommitteeSenate
  37. Jan 26, 2026

    Passed First Reading.

    Reading 1Senate
  38. Jan 23, 2026

    Introduced.

    IntroductionSenate

Related Hawaii legislation

Other measures from this legislative session that share one or more Civixly topics with SB 2964.

SB 2338Updated Jul 15, 2026

RELATING TO HOUSING.

HousingBusiness & Economy
HB 1969Updated Jul 10, 2026

RELATING TO COLORECTAL CANCER.

Business & Economy
HB 1740Updated Jul 9, 2026

RELATING TO THE HAWAII HOUSING FINANCE AND DEVELOPMENT CORPORATION.

HousingBusiness & Economy
SB 2069Updated Jul 9, 2026

RELATING TO THE DWELLING UNIT REVOLVING FUND.

HousingBusiness & Economy
Browse all Hawaii legislation →

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State legislative data provided by Open States and linked legislature sources when available.

Civixly tracks state bill actions, passage dates, and sponsors. Member-level state roll-call histories are not included.

Source data last updated Oct 31, 2026.