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State Government / Indiana / Legislation / HB 1260

HB 1260Session 2026HouseBecame law

Various insurance matters.

Requires a person or entity to furnish information relating to a fraudulent insurance act to the department of insurance or the National Insurance Crime Bureau. Provides that a person or entity is not subject to civil or criminal liability for filing a report or furnishing other information concerning a fraudulent insurance act under certain circumstances. Sets forth a fee schedule for providing unrestricted data to certain entities from the all payer claims data base. Makes various changes to: (1) provisions relating to notice of material change; and (2) the property and casualty insurance and guaranty association law. Allows the insurance commissioner to waive the requirements for a merger or consolidation of a farm mutual insurance company with any other company if an emergency event occurs. Provides that a policy of insurance that provides coverage in excess of any liability relating to a self-insured retention amount shall be considered a commercial umbrella or excess liability policy under the uninsured and underinsured motorist coverage provision. Requires an insurer of automobile insurance policies to mail a notice of nonrenewal at least 30 days before the expiration of the policy. Requires an insurer of residential policies to: (1) mail a notice of nonrenewal at least 60 days before the expiration of the policy; and (2) take certain actions when the insurer utilizes aerial images as part of the insurer's coverage determinations. Allows co-owners of a condominium that meets certain conditions to obtain property and casualty insurance coverage for the condominium units by purchasing a master policy or by allowing each co-owner to purchase insurance on an individual basis. Requires an insurer and a health maintenance organization to provide an insurance producer with access to a complete list of providers who have entered into a reimbursement agreement with the insurer or health maintenance organization. Provides that the prohibition on denying, conditioning, or discriminating in the pricing of Medicare supplement policies for certain applicants applies to an applicant who submits an application during the period beginning one month before the applicant's birthday and ending one month after the applicant's birthday. Provides that the insurance commissioner has the authority to take certain actions relating to the creation, implementation, or operation of a health benefit exchange. Requires the department of insurance to annually report information to the budget committee regarding the fee schedule for providing unrestricted data that is being added in the bill.

Latest development · Mar 4, 2026

Public Law 86

Your view
Source record ↗
Session
2026
Introduced
Jan 5, 2026
Latest passage
Feb 27, 2026
TopicsSponsorsActionsDiscussion

Topics and classification

Civixly topics

Budget & TaxesHealthJustice & Public SafetyTransportationBusiness & EconomyAgriculture & Natural Resources

Source subjects

AGENCIES; Department of Insurance (IDOI)INSURANCE; GenerallyINSURANCE; Motor VehiclesINSURANCE; Property (Excluding Motor Vehicles)

Document type

Bill

Sponsors

Primary sponsors are listed before cosponsors and other sponsoring entities.

Primary sponsorMatt Lehman
Primary sponsorScott Baldwin
cosponsorLonnie Randolph
coauthorMartin Carbaugh

Action timeline

Newest action first. Action language is supplied by the state source.

View full action timeline30 actions⌄
  1. Mar 4, 2026

    Public Law 86

    Became LawHouse
  2. Mar 4, 2026

    Signed by the Governor

    Executive SignatureOffice of the Governor
  3. Feb 27, 2026

    Signed by the President Pro Tempore

    PassageSenate
  4. Feb 27, 2026

    Signed by the President of the Senate

    PassageSenate
  5. Feb 26, 2026

    House concurred with Senate amendments; Roll Call 392: yeas 78, nays 12

    House
  6. Feb 26, 2026

    Signed by the Speaker

    PassageHouse
  7. Feb 25, 2026

    Senate advisors appointed: Walker K, Qaddoura

    Senate
  8. Feb 25, 2026

    Senate conferees appointed: Baldwin, Randolph Lonnie M

    Senate
  9. Feb 25, 2026

    House advisors appointed: Carbaugh, Mayfield, Campbell, Garcia Wilburn

    House
  10. Feb 25, 2026

    House conferees appointed: Lehman, Dvorak

    House
  11. Feb 25, 2026

    Motion to concur filed

    FilingHouse
  12. Feb 24, 2026

    Third reading: passed; Roll Call 245: yeas 48, nays 0

    PassageReading 3Reading 3Senate
  13. Feb 24, 2026

    Returned to the House with amendments

    ReceiptSenate
  14. Feb 24, 2026

    Motion to dissent filed

    FilingHouse
  15. Feb 24, 2026

    House dissented from Senate amendments

    House
  16. Feb 23, 2026

    Amendment #1 (Baldwin) prevailed; voice vote

    Amendment PassageSenate
  17. Feb 23, 2026

    Second reading: amended, ordered engrossed

    Reading 2Senate
  18. Feb 19, 2026

    Committee report: amend do pass, adopted

    Committee PassageSenate
  19. Feb 12, 2026

    Committee report: amend do pass adopted; reassigned to Committee on Appropriations

    Committee PassageReferral CommitteeSenate
  20. Feb 9, 2026

    Senator Randolph added as cosponsor

    Senate
  21. Feb 2, 2026

    First reading: referred to Committee on Insurance and Financial Institutions

    Reading 1Referral CommitteeSenate
  22. Jan 29, 2026

    Referred to the Senate

    ReferralHouse
  23. Jan 28, 2026

    Third reading: passed; Roll Call 130: yeas 92, nays 1

    PassageReading 3Reading 3House
  24. Jan 28, 2026

    Senate sponsor: Senator Baldwin

    House
  25. Jan 22, 2026

    Amendment #1 (Garcia Wilburn) motion withdrawn

    Amendment WithdrawalWithdrawalHouse
  26. Jan 22, 2026

    Second reading: ordered engrossed

    Reading 2House
  27. Jan 20, 2026

    Committee report: amend do pass, adopted

    Committee PassageHouse
  28. Jan 5, 2026

    Coauthored by Representative Carbaugh

    House
  29. Jan 5, 2026

    Authored by Representative Lehman

    House
  30. Jan 5, 2026

    First reading: referred to Committee on Insurance

    Reading 1Referral CommitteeHouse

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State legislative data provided by Open States and linked legislature sources when available.

Civixly tracks state bill actions, passage dates, and sponsors. Member-level state roll-call histories are not included.

Source data last updated May 5, 2026.