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State Government / Oregon / Legislation / HB 4116

HB 4116Session 2026R1HouseBecame law

Relating to consumer finance loans; and prescribing an effective date.

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Latest development · Apr 13, 2026

Chapter 113, (2026 Laws): Effective date June 5, 2026.

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Source record ↗
Session
2026R1
Introduced
Feb 2, 2026
Latest passage
Mar 7, 2026
TopicsSponsorsActionsDiscussion

Topics and classification

Document type

Bill

Sponsors

Primary sponsors are listed before cosponsors and other sponsoring entities.

Primary sponsorBen Bowman
Primary sponsorCourtney Neron Misslin
Primary sponsorDeb Patterson
Primary sponsorFloyd Prozanski
Primary sponsorJeff Golden
Primary sponsorLamar Wise
Primary sponsorNathan Sosa
Primary sponsorTom Andersen
Primary sponsorWlnsvey Campos
cosponsorDavid Gomberg
cosponsorFarrah Chaichi
cosponsorJaneen Sollman
cosponsorJules Walters
cosponsorKayse Jama
cosponsorKen Helm
cosponsorKhanh Pham
cosponsorLesly Muñoz
cosponsorLew Frederick
cosponsorMark Gamba
cosponsorNancy Nathanson
cosponsorSusan McLain
cosponsorThuy Tran
cosponsorTravis Nelson
cosponsorZach Hudson

Action timeline

Newest action first. Action language is supplied by the state source.

View full action timeline25 actions⌄
  1. Apr 13, 2026

    Chapter 113, (2026 Laws): Effective date June 5, 2026.

    House
  2. Apr 7, 2026

    Governor signed.

    Executive SignatureHouse
  3. Mar 7, 2026

    President signed.

    PassageSenate
  4. Mar 6, 2026

    Speaker signed.

    PassageHouse
  5. Mar 5, 2026

    McLane, granted unanimous consent to change vote to nay.

    Senate
  6. Mar 5, 2026

    Third reading. Carried by Neron Misslin, Campos. Passed.

    PassageReading 3Senate
  7. Mar 5, 2026

    Motion to refer to Committee on Rules failed.

    Senate
  8. Mar 5, 2026

    Motion to substitute Minority Report for Committee Report failed.

    Senate
  9. Mar 4, 2026

    Second reading.

    Reading 2Senate
  10. Mar 3, 2026

    Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)

    Committee Passage FavorableSenate
  11. Mar 3, 2026

    Recommendation: Do pass.

    Committee Passage FavorableSenate
  12. Feb 25, 2026

    Public Hearing and Work Session held.

    Senate
  13. Feb 23, 2026

    Public Hearing held.

    Senate
  14. Feb 19, 2026

    Referred to Labor and Business.

    Referral CommitteeSenate
  15. Feb 19, 2026

    First reading. Referred to President's desk.

    IntroductionReading 1Referral CommitteeSenate
  16. Feb 17, 2026

    Vote explanation(s) filed by Levy E, Nguyen D.

    House
  17. Feb 17, 2026

    Third reading. Carried by Sosa. Passed.

    PassageReading 3House
  18. Feb 17, 2026

    Motion to substitute Minority Report for Committee Report failed.

    House
  19. Feb 16, 2026

    Second reading.

    Reading 2House
  20. Feb 13, 2026

    Minority Recommendation: Do pass with amendments and be printed A-Engrossed.

    Committee Passage FavorableHouse
  21. Feb 13, 2026

    Recommendation: Do pass.

    Committee Passage FavorableHouse
  22. Feb 10, 2026

    Work Session held.

    House
  23. Feb 3, 2026

    Public Hearing held.

    House
  24. Feb 2, 2026

    Referred to Commerce and Consumer Protection.

    Referral CommitteeHouse
  25. Feb 2, 2026

    First reading. Referred to Speaker's desk.

    IntroductionReading 1Referral CommitteeHouse

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State legislative data provided by Open States and linked legislature sources when available.

Civixly tracks state bill actions, passage dates, and sponsors. Member-level state roll-call histories are not included.

Source data last updated Apr 13, 2026.